Andreoni, Antonio and Pelligra Vittorio

Microfinanza (Microfinance)
To give credit to relationships

Il Mulino Saggi, Bologna, 2009

With preface by Stefano Zamagni (in Italian)

Microfinance represents more of a cultural revolution than an economic one, and more anthropological than political. A supportive financial system for social and economic development is set at the base and acts on assumptions radically different in respect to the traditional ones, and insists on a process of involvement that starts from the bottom but is two-directional. Only in reciprocity, in fact, can a supportive relationship promote the blossoming of potential without humiliating the dignity of the beneficiary.

The cultural challenge of microcredit is bet on this point: on the capicty to look at the creditor as a potential partner, an ally, not as an unfortunate person to help or, in the worst case, an opportunist ready to take money and escape. It´s a challenge that - as the book illustrates in detail - embraces the prospective of freedom and recognizes credit and financial services as powerful multipliers of opportunity, instruments of social and economic inclusion, and promoters of interdependence and human capacities. 

Il Mulino Publisher

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